A new and smarter way to do credit analysis with insights never seen before
Untap the value of transactional and alternative financial data. By leveraging the insights hidden in financial data, we can drive greater value and enable informed decisions.
Book demoFull credit and behavioural analysis based on transactional data that can also be enriched with traditional data points such as Credit Bureaus and Databases
Modern cash-flow based analysis and decision for retail and SME clients.
Prestatech offers a powerful and comprehensive tool to perform credit analysis and decisioning
Based on transactional data that can be gathered from different sources we provide a full-spectrum analysis of the applicant, including affordability analysis and instant lending decision with powerful insights into their financial behaviour.
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Affordability Stress Test: Automatic calculation of interest rates, loan amount, term & repayment plan to realistically assess a loan's feasibility.
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Credit Behavior Analysis: Identify late, missed, or problematic payments and gain deeper insights into an applicant's financial behavior.
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Real-Time Affordability Check: Based on current expenses, existing financial obligations & income trends, automatically determine if a loan is sustainable.
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Predictive Risk Analysis: Using historical transaction data, forecast future payment behavior to detect risks early.
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Integration with Traditional Financial Data Sources: Enhance analysis with business information, scores, ratings & PDs from credit bureaus for a comprehensive credit evaluation.
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Flexible API & Dashboard Integration: Our modular analytics platform seamlessly integrates via APIs or a custom front-end dashboard into your existing infrastructure.