Untap the value of transactional and alternative financial data. By leveraging the insights hidden in financial data, we can drive greater value and enable informed decisions.
Book demoModern cash-flow based analysis and decision for retail and SME clients.
Based on transactional data that can be gathered from different sources we provide a full-spectrum analysis of the applicant, including affordability analysis and instant lending decision with powerful insights into their financial behaviour.
Affordability Stress Test: Automatic calculation of interest rates, loan amount, term & repayment plan to realistically assess a loan's feasibility.
Credit Behavior Analysis: Identify late, missed, or problematic payments and gain deeper insights into an applicant's financial behavior.
Real-Time Affordability Check: Based on current expenses, existing financial obligations & income trends, automatically determine if a loan is sustainable.
Predictive Risk Analysis: Using historical transaction data, forecast future payment behavior to detect risks early.
Integration with Traditional Financial Data Sources: Enhance analysis with business information, scores, ratings & PDs from credit bureaus for a comprehensive credit evaluation.
Flexible API & Dashboard Integration: Our modular analytics platform seamlessly integrates via APIs or a custom front-end dashboard into your existing infrastructure.