Transform lending and monitoring decisions with intelligent cashflow scoring powered by bank account data

Advanced scoring algorithms that analyse transaction history across cashflow patterns, liquidity management, and financial stability metrics for enhanced credit assessment

BOOK DEMO

Unlock hidden financial intelligence beyond traditional credit scores and financial data sources

Our cashflow scoring solution delivers a comprehensive 0-100 synthetic score that evaluates the complete financial profile of loan applicants or existing loan positions through deep analysis of their bank transaction history. This intelligent scoring system examines three critical dimensions: cashflow patterns, liquidity management, and overall financial stability. We providing lenders and credit brokers with powerful supplementary insights that enhance traditional credit bureau data and internal scoring models for more informed lending decisions.

Holistic Financial Assessment Framework

Comprehensive 0-100 scoring system that evaluates cashflow patterns, liquidity trends, and stability metrics for complete applicant profiling

Enhanced Credit Decision Intelligence

Supplement traditional credit bureau reports and internal models with advanced transaction-based insights for superior risk assessment accuracy

Real-Time Bank Data Analysis Engine

Instant processing of transaction histories across multiple financial institutions to deliver immediate scoring results and actionable insights

Three-Dimensional Risk Evaluation Model

Deep analysis of cashflow consistency, liquidity management capabilities, and financial stability patterns for comprehensive risk profiling

Seamless Integration Architecture

Our scoring API integrates directly into existing lending workflows, maintaining your current processes whilst enhancing decision-making capabilities