A new and smarter way to do credit analysis with insights never seen before
Untap the value of transactional and alternative financial data. By leveraging the insights hidden in financial data, we can drive greater value and enable informed decisions.
Book demoFull credit and behavioural analysis based on transactional data that can also be enriched with traditional data points such as Credit Bureaus and Databases
Modern cash-flow based analysis and decision for retail and SME clients.
Prestatech offers a powerful and comprehensive tool to perform credit analysis and decisioning
Based on transactional data that can be gathered from different sources we provide a full-spectrum analysis of the applicant, including affordability analysis and instant lending decision with powerful insights into their financial behaviour.
- 1
Stress testing affordability by defining loan values: interest, amount, duration and amortisation schedules
- 2
Perform behavioural analysis based on existing contracts by evaluating, among other things: late, missed or adverse payments
- 3
Affordability analysis based on latest spending, existing financial costs and income trends. Automatically ascertain if a loan is affordable or not
- 4
Forecasting analysis on future transactional trends to predict potential risk
- 5
Possibility of integrating the service with traditional data sources such as financials, Company House information, Credit Bureaus’s Scores, Ratings and PDs
- 6
The analytical components are modular and can be used both through API integration or a customised front-end dashboard