Untap the value of transactional and alternative financial data. By leveraging the insights hidden in financial data, we can drive greater value and enable informed decisions.
Book demoModern cash-flow based analysis and decision for retail and SME clients.
Based of transactional data that can be gathered from different sources we provide a full-spectrum analysis of the applicant, including affordability analysis and instant lending decision with powerful insights into their financial behaviour.
Stress testing the affordability by defining the loan values: interest, amount, duration and Amortising schedule
Behavioural analysis on existing contracts by looking among other things at late, missed or adverse payments
Affordability analysis based on most up-to-date spending, existing financial costs and income trends. Automatically understand if a loan is affordable or not.
Forecasting analysis on transactional trend going-forward to predict risk
Possibility to integrate the service with traditional data sources such as financials, Company House information, Credit Bureaus’s Scores, Ratings and PDs
The analysis component are modular and can be both used through API integration or customised front-end dashboard